Port St Lucie Appraisers
State Certified Appraiser
(772) 678-2980

PMI Removal Appraisals

Homes, Townhomes, Villas & Condos

30 Years Experience

Private, Certified, Reliable Appraisals

Call to Speak to an Appraiser

(772) 678-2980

Appraisals for PMI Removal

When you’re ready to remove private mortgage insurance (PMI) from your loan, a professional appraisal can make it happen. PMI is usually required if you put down less than 20% when buying your home, but once your loan-to-value (LTV) ratio drops below 80%, you may be eligible to eliminate it. I conduct certified real estate appraisals that determine your home’s current market value to see if you’ve built enough equity. This step can help you lower your monthly mortgage payment and save you money each year.

Requesting a PMI removal appraisal is a smart financial move—especially if property values in your area have risen since you purchased your home. If my appraisal confirms that you have sufficient equity, your lender may cancel PMI, potentially saving you hundreds or even thousands annually. The process is straightforward, but it requires a qualified, certified appraiser who can deliver a lender-accepted report. By investing in a professional appraisal, you take an important step toward reducing your long-term housing costs.

Please note some lenders will hire the appraiser for PMI removal purposes, therefore prior to hiring me to complete an appraisal for PMI removal please contact the lender to ensure they will allow you to hire an appraiser.

Call Now

If you need an accurate and reliable real estate appraisal call (772) 678-2980.

★★★★★ Client Reviews

★★★★★ Andrea S.

Mike was incredibly thorough and professional throughout the entire appraisal process. He explained everything clearly and delivered the report ahead of schedule. Highly recommend for anyone needing a reliable home appraisal!

★★★★★ Aaron R.

As a real estate agent, I’ve worked with many appraisers over the years, but working with Mike has been one of the best experiences I’ve had. He understands the market, communicates clearly, and provides the level of professionalism my clients expect.

★★★★★ Lori N.

Great experience from start to finish. The appraiser was punctual, answered all my questions, and provided a comprehensive report. Made the estate settlement process much easier for our family.

About & Price

house appraiser
Michael J. Cappello

About

I am a state certified residential real estate appraiser with over 30 years of experience and more than 10,000 completed appraisals. My work spans single-family homes, townhomes, villas, condominiums, and vacant lots. Over the years, I’ve been trusted by lenders for financing, loan modifications, and PMI removal; by attorneys and accountants for estate, divorce, immigration, and tax-related matters; by homeowners seeking accurate pricing to sell; and by buyers looking for confidence in their purchase decisions.

Price

The price of an appraisal is based on the type of property, purpose, and complexities of the assignment. Call now and tell me a little about what you’re needing, and I will provide you a price quote and estimated turnaround time.

(772) 678-2980

(772) 678-2980

© 2025 House Appraisal, Inc. - All Rights Reserved - FDBPR - ASC - Privacy Policy - Terms of Use - 439 SW Horseshoe Bay Port St Lucie, Florida 34986

© 2025 House Appraisal, Inc. - All Rights Reserved

FDBPR - ASC - Privacy Policy - Terms of Use

439 SW Horseshoe Bay Port St Lucie, Florida 34986